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Archive for the ‘Resolutions 2015’ category

When we aren’t good at something, don’t like it, or afraid of it we avoid it.  This is something that I talk about regularly with my students in regards to Public Speaking.  No one really likes it and so we try to find ways around it and that is one of the reasons why we aren’t very good at it.  Well, I know that I haven’t been doing well with the goals that I have set the last two months and so I have avoided doing my update posts or really looking at my goals.  But, it is time.

First, let’s look at the list that I set for myself in January of 2015:

Health/Well Being

  • Lose 7 lbs. by 3/9/2015 (9 weeks) by following the South Beach Diet
  • workout (3x’s per week–cardio and weights)
  • Be more active
  • Brush and floss more often

Finances/Work

  • Continue with debt reduction plan: eliminate credit card debt by 5/2015
  • Continue to pay on student loans
  • Retirement planning/savings

Misc.

  • Travel more/ Go skydiving
  • Blog– continue to improve– update theme, better back-end organization, ad revenue (equal or exceed ad revenue earnings for 2014)
  • Read 12 books
  • Improve sewing skills (attend a class at Jo Ann Fabric (?), make 3 useable/wearable items)
  • Continue to improve my Youtube channel and post more frequently– a minimum of 2 video’s per month, ideally 3-4

These goals changed throughout the year as I made some of the goals, updated some, and shifted focus towards others.  Here is the last list of goals that I made for November 2015:

November 2015 Goals

Health/Well-Being

  • Drink more water/less coffee
  • Maintain weight within 3 lbs.
  • Be more active.
  • Floss and brush nightly.
  • Skin care routine

Finances

  • Don’t carry a balance on cc’s
  • pay more than minimum on loans

Misc.

  • blog 3x’s per week
  • read a book
  • post video to YouTube Channel

As you can see, the categories stay the same and many of the goals do, also.  But, I do take some out and change some along the way.

I might have done a good job back in January of working out, being active, and losing weight but I have not done a good job with that lately.  In fact, I am back up to my heaviest weight and feeling bad about it.  Oh, and eating lots of yummy food that isn’t good for my waistline.  I’ll be doing the same thing that everyone else is in January– watching what I eat and working out.  Also, I think my husband and I are going to take the Water Week Challenge.  Basically, you don’t drink anything but water and you limit your other sugar intake.  The only problem that I foresee is that I don’t know if I can function without coffee. . . .  and I take my coffee with cream and sugar.  By making flossing and brushing at night before bed more of a priority I have done it more than I might have otherwise, but I am still not at 100%.  From January-November, I brushed 263 nights out of 334. That’s a 79% or a C.  I would like to be more around a 90% for the year.  I think that adding in the month of December will raise my percent, but not by that much.  My skin care routine has also gone all over the place.  Sometimes I am really good about it, other times not so much!  I want to be more consistent.

Finance goals don’t change too much during the course of the year– it’s pretty much work on paying off student loans, not carrying a balance on credit cards, and retirement/nest egg savings.  This year I have reduced my total debt owed by a little over $3,000.  On one hand it seems like so little, but then on the other hand it seems like so much.  I still owe roughly $30,000 which is no fun, but I’m working on it.  Currently, I have stuff on both of my credit cards– hair cut/dye job on one and car heater repair bill on the other, but I will be paying both of those off entirely next month and avoiding any interest.  Lastly, I have 10% of my paycheck automatically deposited into my savings account to help me build up my nest egg and since I am a teacher I pay into the state teaches retirement system.

In the misc. category, I did travel some– to Las Vegas in March where I got married and to Montego Bay, Jamaica in August for our honeymoon.  However, I did not go skydiving.  Sadly, I don’t think that I have made many, if any, improvements to the blog.  It’s an issue of time and knowledge/skill.  It’s probably the sort of thing that I need to hire someone to do.  Along those same lines, I have let my YouTube channel whither away the past few months.  I just got so busy with school and everything that I did not meet my goals of posting even one video per month.  That makes me sad.  Also, I did not get out my sewing machine at all this year.  That also makes me sad.  I had high hopes of creating a lot more projects, but I did not.  Lastly, I have almost missed my reading goal.  I’ve read 11 novels and my goal is 12 books.  If I count each of the new textbooks that I had to read to teach the classes as half a book, I’ve met my goal.

I don’t know what happened but in the last two months I feel like all of my time has been evaporating.  I know that I do a lot with school and now that I am married I have taken over most of the cooking, cleaning, and laundry, but geez– I don’t seem to be getting much accomplished!

How have your goals/resolutions turned out for the year of 2015?  I didn’t do terribly, but I didn’t meet all of my goals.  The next few weeks will be spent thinking on the goals and resolutions for 2016.

-Carla

Oh geez, I’m starting to fall behind again, aren’t I?  I have to stop doing that!  As I looked at the calendar this morning I noticed that it is already the 4th day of November.  Gosh– we are just flying towards the end of this year.  Each month I like to review my New Year’s Resolutions and make new short-term goals and make sure I am on par to make my medium and long-term goals.  Also, I wanted to post my outfit from last Saturday’s date night, Tuesday’s class, and update my Book Reports page since I just finished a book.

Here are the goals I made for the month of October: (I’m just going to say up front that it wasn’t a very successful month for me.)

Health/Well-Being
130 lbs. by Nov. 1
Workout 3x’s per week
10,000 steps 5/7 days
Continue brushing and flossing
Skin care routine

Finances
Pay off credit card balances by Nov/ don’t use
Continue to pay more than minimum on student loans
Savings: continue automatic deposit of 10%, don’t touch

Misc.
Blog 3x’s per week
Continue reading: 2 more books by e.o.y
YouTube: minimum 2 videos for Oct.

The goals that I missed I didn’t just miss by a small amount– I missed them by leaps and bounds!  First up, let’s talk about the Misc. category.  I blogged 4x’s for 2 weeks, 3x’s for 1 week, and 2x’s for 1 week.  I’m gonna call that one completed.  I did just finish reading a book, The Prettiest One, and that makes for 12 books.  Technically, that was my goal but I am going to try to read 2 more books–one a month.  Sadly, I did not post any videos to my YouTube channel during the month of October.  And, November is not looking good right now.  Oops.

Finances category is an easy one because one of the items: savings, doesn’t require me to do anything.  It requires me to not make any changes to the 10% that is automatically deposited into my savings account.  I did pay off my credit card balances, but then I used one of my cards to replace my navy blue blazer and orange sweater.  I’m not too concerned though because I will pay that off next bill.  Lastly, I did pay more than the minimum on my student loans which is good because I hate those things and want to pay them off as soon as possible.  I always pay extra when I can.  I may not be able to for January and February, though and I hate that thought.

The category where I have the most trouble meeting my goals is Health and Well-Being.  Am I the only one?  First off, I did not make my weight goal.  In fact, I didn’t do any of the things that would get me there– I did not work out at all during October.  Well, maybe once but I don’t recall.  I did not hit 10,000 steps 5 out of 7 days a week.  I only made that goal 11 times instead of 20, about half.  I did brush my teeth before bed 24/31 days= 77%.  That’s not great– I want to be an A student, not a C student.  Also, I have not been flossing.  I need to get back to flossing and brushing.

November 2015 Goals

Health/Well-Being

  • Drink more water/less coffee
  • Maintain weight within 3 lbs.
  • Be more active.
  • Floss and brush nightly.
  • Skin care routine

Finances

  • Don’t carry a balance on cc’s
  • pay more than minimum on loans

Misc.

  • blog 3x’s per week
  • read a book
  • post video to YouTube Channel

There you have it!  These are mostly the same goals as October, but I did take some out.  I’m going to take a break from the workout/losing weight stuff.  But, I don’t want to go off the deep end in that regard.  There’s 2 short months left in 2015– make the most of them.

-Carla

 

 

Last month, I set my goals for the month of October.  Some of them were short term goals and others were more medium or long-term goals.  But, they were all in support of my New Year’s Resolutions for 2015.  Below is my list of goals or resolutions specifically for the month of September.  In this post, I will review how I did on those goals and set my goals for what’s left of the month of October.

Health/Well-Being
Lose 4 lbs. by Oct. 5 (130 lbs. or below.) Made it to 132.8
Workout 3x’s per week: running/yoga Worked out 16 times during 5 weeks, 3.2 average
Re-up yoga pass Opted against this goal given the new teaching schedule
10,000 steps 5/7 days  Made this 4 out of 5 weeks, but FitBit was down that week
Continue brushing and flossing Great!  Only missed 5 out of 45 days, 90% A
Skin care routine Meh, not very good here

Finances
Pay off credit card balances by Oct. Nailed it
Continue to pay on student loans Yep–back to paying more than the minimum
Retirement planning: contribute to 401k, rollover No action taken
Savings: continue automatic deposit of 10%, don’t touch Yep, automatic deposit= easy!
Check and accept sub jobs as applicable One, not much time with new schedule

Misc.
Blog 2x’s per week Yep!  Even had 4 posts a few times
Continue reading: 3 more books by e.o.y Yep!  Gonna hit this one early
Sew! 1/3 useable/wearable items This is probably not going to happen by the end of the year.
YouTube: minimum 3 videos for Sept. Posted 4 videos and was on a good schedule

As you can see, I met 9 of my 15 goals.  That’s only 60% which is not very good.  I had some reasons for not making all of the goals– for instance with the yoga pass and sub jobs it’s just not feasible.  The same with my 401k, I can potentially do nothing and there is no harm done.  If I take out those 3, that means that I met 9/12-75%.

Here are the goals for October:
Health/Well-Being
130 lbs. by Nov. 1
Workout 3x’s per week
10,000 steps 5/7 days
Continue brushing and flossing
Skin care routine

Finances
Pay off credit card balances by Nov/ don’t use
Continue to pay more than minimum on student loans
Savings: continue automatic deposit of 10%, don’t touch

Misc.
Blog 3x’s per week
Continue reading: 2 more books by e.o.y
YouTube: minimum 2 videos for Oct.

We will see how I do in a few weeks!

-Carla